Housing Loans, Education Loans, Marriage Loans, Enterprise Loans
Salary Loans
Loan eligibility requires an age between 18 to 65, a valid CNIC for the borrower and guarantor, 2 years of permanent residency, and a social/tangible guarantee. The lending approach is individual/group with equal monthly installments. Loan amounts range from Rs. 10,000 to Rs. 500,000, and collateral is needed for amounts up to Rs. 100,000. Guarantors, non-family members like government employees or shopkeepers, require bank cheques and statements. Disbursement via biometrics takes 1 to 3 days, with easy repayments through ADCS and mobile accounts. Insurance covers the client’s life based on the loan amount. Loan duration is between 12 to 24 months.